HORIZON RETIREMENT MANAGEMENT INC.

– Terms of Use –

1.  GENERAL

Thank you for visiting https://www.horizonresidences.com/en owned by Horizon Retirement Management Inc. (the “Site”). By accessing or using the Site, you agree to be bound by the terms and conditions set out below (the “Terms”) as a user of the Site. In the event that you do not adhere to the Terms, we ask that you not use this Site. Horizon Retirement Management Inc. can modify the Terms at any time, and the modified version will take effect as soon as it is published on the site.

2.  THE SITE’S OPERATING LOCATION AND APPLICABLE LEGISLATION

Horizon Retirement Management Inc. operates the Site from its primary place of business located in Canada. Horizon Retirement Management Inc. makes no representation that elements of the Site can be used outside of Canada, and it is prohibited to access the Site from jurisdictions where the legislation in effect would indicate that the use of the Site or any element that it contains is illegal. Any person who uses the Site does so on his/her own initiative, and he/she is responsible for complying with all applicable local legislation. Any minor person is strictly prohibited from using the Site. Any claim pertaining to the Site, to the elements that it contains, or arising from its use, is governed by the federal and provincial legislation that applies within in the Province of Quebec.

3.  NOTICES PERTAINING TO INTELLECTUAL PROPERTY RIGHTS

The content of the Site including, but not limited to, the software, text, data, sound, programming, images, graphics, and design of the Site, as well as the choice, organization, and layout of the foregoing (collectively referred to as the “Content”) is protected by copyright and other intellectual property rights, and is owned or used under licence by Horizon Retirement Management Inc.

The trademarks, service marks, logos, and other marks used on this site by Horizon Retirement Management Inc. (the “Trademarks”) belong to or are controlled by Horizon Retirement Management Inc. It is prohibited to use these Trademarks without the prior written authorization of Horizon Retirement Management Inc. and to use them in connection with a product or service in a way that is likely to create confusion among clients, or in a way that disparages or discredits Horizon Retirement Management Inc. All trademarks, service marks, logos, and other marks appearing on this Site belong to their respective owners.

4.  USAGE RESTRICTIONS

You may download and use a reasonable number of copies of the Content on any computer solely for your own personal and non-commercial use, provided that you: (a) keep the copyright and intellectual property notices intact, (b) do not modify the Content, and (c) do not use the Content to suggest some association with Horizon Retirement Management Inc. or an affiliate or their respective products, services or brands. You are not authorized to modify, publish, transmit, transfer, sell, reproduce, download, display, distribute, create derivative works from, represent or in any way exploit the Content, in whole or in part, unless expressly authorized by Horizon Retirement Management Inc. or any related company. Your use of the Content for purposes other than those expressly authorized hereby (including your use of a portion of the Content on another website or computer network) constitutes a violation of the intellectual property rights and other property rights of Horizon Retirement Management Inc. or any related company, and is liable for civil or criminal prosecution under the applicable legislation.

5.  LINKS TO THIRD-PARTY SITES

Your access from the Site to any other external website or other external material is at your own risk. The links to any other external website are provided as general information only and do not mean that Horizon Retirement Management Inc. approves of or endorses the information or opinions published on the websites to which they lead. Horizon Retirement Management Inc. incurs no liability for the information published on any other external website or any material that is accessible from this Site.

Horizon Retirement Management Inc. does not guarantee that access to the Site will be free from interruptions or that there are no viruses, harmful or inconvenient components, or errors on the Site, its servers or in emails from the website https://www.horizonresidences.com/en. Its related companies, officers, employees, representatives or agents cannot under any circumstances be held liable for any damage directly or indirectly related to the use of the Site, its Content or its services, including the loss of data or profit resulting from the use of the Site’s elements or the inability to use those elements.

You must not create a link to this Site from another website or external document without the prior written authorization of Horizon Retirement Management Inc.

6.  CONFIDENTIALITY AND PROTECTION OF PERSONAL INFORMATION

Horizon Retirement Management Inc. is committed to protecting your privacy and the information sent over the Internet. In that regard, Horizon Retirement Management Inc. is informing you of its security measures, its policy on the nature of the information collected about you when you access the Site, the reasons why that information is collected, and how the collected information is used.

Information collected

In some cases, when you plan a visit via the Site, Horizon Retirement Management Inc. requires you to provide your name, address, email address, and some other optional information that you can freely agree to provide, if applicable (hereinafter referred to as the “Information“. To the extent possible, Horizon Retirement Management Inc. will provide you with the means to check that the confidential Information that you provide is accurate and up to date. 

Use of the collected Information

The Information that you provide and that Horizon Retirement Management Inc. collects enables it to open an account in your name, to process your request, to customize its reports along with you and, if you authorize it, to occasionally send you personalized information about the Site, its services, and its products. Horizon Retirement Management Inc. would like to clarify that its advertisers and/or partners never have access to the confidential Information that pertains to you. In addition, Horizon Retirement Management Inc. does not market or distribute its user lists. 

Cookies

We and our trusted partners use cookies and other technologies in our associated services, including when you visit our Site or access our services.

A "cookie" is a small piece of information that a website assigns to your device when you visit the site. Cookies are very useful, and they are used for different purposes, including enabling you to navigate efficiently from page to page, authorizing automatic activation of certain features, memorizing your preferences, and enabling you to interact with our services more quickly and simply. Cookies are also used to ensure that the ads you see match your interests and are customized accordingly, as well as to compile statistical data about your use of our services.

The Site uses the following types of cookies:

a. “Session cookies”, which are temporarily kept only during your browsing session to enable normal use of the system, and are deleted from your device when you close the browser;

b. “Persistent cookies”, which are read only by the Site, are saved on your computer for a fixed period of time and are not deleted when you close the browser. These cookies are used when we need to recognize you during repeat visits, for example, to enable us to keep your preferences for when you next log in;

c. “Third-party cookies”, which are placed by other online services that manage content on the page you view, for example third-party analytics companies that monitor and analyze our web access.

Cookies do not contain any information that personally identifies you, but we can associate the personal Information pertaining to you that we store with the information stored and obtained by the cookies. You can delete the cookies by following the instructions in your device’s preferences. Be aware, however, that if you opt to disable cookies, some features of our Site will not be able to work properly, and your online experience may be limited.

We also use a tool called “Google Analytics” to gather information about your use of the Site. Google Analytics collects information such as how often users access the Site, which pages they visit, etc. We use the information collected by Google Analytics only to improve the Site and its services. Google Analytics collects the IP address assigned to you on the day that you visit the sites, rather than your name or any identifying information. We do not combine the information collected by Google Analytics with the information that personally identifies you. Google’s ability to use and share the information collected by Google Analytics regarding your visits to this Site is limited by Google’s Terms of Use and Privacy Policy.

Privacy officer

Senior management of Horizon Retirement Management Inc. has delegated the managing of privacy to the ‘Privacy Officer’, who is responsible for approving, overseeing, and implementing the personal information policies and practices that the company must establish.

For more information about the Privacy Policy of Horizon Retirement Management Inc., you can contact the Privacy Officer:

Privacy officer 

2045 Stanley St., Suite 1250,

Montreal, Quebec,

H3A 2V4

Tel: 514-379-1444

Email: privacy@horizonrm.com

7.  SERVICE MODIFICATION OR CANCELLATION

Horizon Retirement Management Inc. and its affiliates reserve the right, at their sole discretion, to limit, suspend or cancel your access to this Site, in whole or in part, at any time and for any reason, without notice or liability to you. Horizon Retirement Management Inc. can, at any time, modify, suspend or delete this Site, in whole or in part, without notice or liability to you.

8.  ACCURACY OF THE INFORMATION AND LIMITATION OF LIABILITY

You assume full responsibility and all risks arising from the use of this Site. Horizon Retirement Management Inc. has made and will continue to make reasonable efforts to publish accurate, up-to-date information on the Site.

The information posted on the Site might contain inaccuracies and errors. Horizon Retirement Management Inc. does not guarantee the consistency or completeness of the information posted on the Site, and disclaims all liability for errors or omissions that it contains. The information provided on the Site is posted for information purposes only. Horizon Retirement Management Inc. cannot, under any circumstances, be held liable for damages caused as a result of consulting this Site, the information that appears on it, and the use of them. The information that appears there it is provided as is, with no express or implied warranty or representation as to its accuracy.

You acknowledge that the information published on this Site is made available to you for general information purposes only and that Horizon Retirement Management Inc. reserves the right to modify or delete without notice any information published on this Site. Horizon Retirement Management Inc. can also make improvements or changes to the general content of this Site at any time and without notice.

Horizon Retirement Management Inc., related companies, their respective employees, directors, officers or agents, or third parties with whom they may occasionally be associated cannot be held liable for any potential direct, indirect or incidental damages resulting from the use or inability to use the Site or for any error or omission in the information published on the Site.

You undertake to indemnify and hold harmless Horizon Retirement Management Inc., its related companies, their employees, directors, officers, representatives or agents, from all liabilities, costs and expenses, and reasonable legal fees associated with (i) a breach of these Terms of Use by you or the users of your account, as the case may be, (ii) the use of the Site, or (iii) publication or transmission of information or elements on the Site by you or the users of your account who are eighteen (18) years of age or older, as the case may be.

In the event that you are dissatisfied with this Site or the information, or if you do not adhere to the Terms of Use, the only alternative available to you is to stop using this Site.